{"id":653,"date":"2024-07-02T11:44:39","date_gmt":"2024-07-02T04:44:39","guid":{"rendered":"https:\/\/wamena.id\/perbandingan-kredit-kendaraan-pribadi-baru-dan-bekas\/"},"modified":"2024-07-02T11:44:39","modified_gmt":"2024-07-02T04:44:39","slug":"perbandingan-kredit-kendaraan-pribadi-baru-dan-bekas","status":"publish","type":"post","link":"https:\/\/wamena.id\/?p=653","title":{"rendered":"Perbandingan Kredit Kendaraan Pribadi Baru dan Bekas"},"content":{"rendered":"<p><\/p>\n<div>\n<p>                    <!-- S: Table Of Content--><br \/>\n                                        <!-- E: Table Of Content--><\/p>\n<p>                    <strong>Jakarta, CNN Indonesia<\/strong> &#8212; <\/p>\n<p>Pembiayaan kredit\u00a0<span style=\"color: #ff0000;\"><strong><span style=\"color: #ff0000;\">Kendaraan Pribadi bekas<\/span><\/strong><\/span>\u00a0masih menggiurkan Sesuai ketentuan laporan perusahaan pembiayaan\u00a0Astra Credit Company (ACC) per April 2024.<\/p>\n<p>Riadi Prasodjo selaku EVP Strategic, Corcomm &amp; ESR Management ACC menjelaskan kendati kredit Kendaraan Pribadi bekas Mengoptimalkan, Sekalipun demikian pembiayaan Kendaraan Pribadi baru masih mendominasi.<\/p>\n<p>&#8220;Dari Januari 2024 Sampai Pada Saat ini Bahkan kuartal I cenderung <em>stay<\/em> sih. Sekalipun demikian otomotif marketnya melemah tapi masih lumayan [kredit mobil baru],&#8221; kata Riadi ditemui di Jakarta, Jumat (28\/6).<\/p>\n<p><!-- s: parallax --><\/p>\n<p><!-- e: parallax --><\/p>\n<p>Menurutnya, komposisi pembiayaan kredit Kendaraan Pribadi baru pada kuartal I 2024 masih mendominasi sebesar 55 persen, sedangkan Kendaraan Pribadi bekas hanya sekitar 5 persen.Sementara itu sisanya merupakan disumbang pembiayaan kendaraan alat berat dan fleet atau armada perusahaan.<\/p>\n<p><!-- s: static_detail --><\/p>\n<p><!--  --><\/p>\n<p><!-- e: static_detail --><\/p>\n<p>Astra Financial yang merupakan jasa keuangan besutan Astra International mencatatkan hasil positif pada kuartal 1 dengan memimpin market share pembiayaan untuk industri otomotif sebesar 26 persen.<\/p>\n<p>Selama kuartal pertama, perusahaan melalui unit Usaha FIFGROUP, ACC dan TAF, berhasil menyalurkan pembiayaan sebesar Rp33,3 triliun atau meningkat sebesar 8,1 persen dibandingkan dengan tahun lalu.<\/p>\n<p>Pada segmen alat berat, perusahaan berhasil mencatatkan pembiayaan sebesar Rp3,3 triliun atau meningkat sebesar 4,4 persen dalam periode yang sama.<\/p>\n<h3 id=\"leasing-tak-lapor-ke-ojk\">Leasing tak lapor ke OJK<\/h3>\n<p>Di samping itu Yanuar Warman selaku Co-Project Director Astra Financial Event GIIAS 2024 menjelaskan Di waktu ini banyak pihak pembiayaan yang tak memberi laporan kredit Kendaraan Pribadi bekas ke Otoritas Jasa Keuangan (OJK).<\/p>\n<p>&#8220;Kendaraan Pribadi bekas yang dibiayai perusahaan pembiayaan itu report ke OJK. Yang gak go public itu enggak tercatat, <em>companny<\/em>-nya enggak <em>go public<\/em>, yang kecil-kecil,&#8221; kata Ia, Jumat (28\/6).<\/p>\n<p>&#8220;Perusahaanya tercatat di OJK iya, tapi Bisa jadi enggak <em>report<\/em> ke OJK,&#8221; sambungnya.<\/p>\n<p>Sebelumnya, Kepala Eksekutif Pengawas Pembiayaan, Perusahaan Modal Ventura, Lembaga Keuangan Mikro, dan Lembaga Jasa Keuangan Lainnya (PVML) OJK Agusman menyebutkan piutang pembiayaan kendaraan bermotor mencapai Rp398,64 triliun per April 2024.<\/p>\n<p>Penyaluran kredit pada Kendaraan Pribadi bekas cenderung meningkat sekitar 25,82 persen yoy senilai Rp83,72 triliun.<\/p>\n<p>Sedangkan penyaluran pembiayaan pada Kendaraan Pribadi baru hanya tumbuh persen yoy senilai Rp150,69 triliun.<\/p>\n<p>&#8220;Penyaluran pembiayaan terbesar oleh perusahaan pembiayaan (multifinance) justru disalurkan pada bidang otomotif, yaitu sebesar Rp398,64 triliun,&#8221; kata Agusman.<\/p>\n<p>                    <!-- s:banner newstag --><br \/>\n                    <!--\n\n<div class=\"newstag\">\n\n<\/div>\n\n--><\/p>\n<p>                    <!-- e:banner newstag --><\/p>\n<p><!-- e: cb fokus --><\/p>\n<p>                    <!-- e:fokus  --><\/p><\/div>\n<p><script>\n    !function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n    n.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;\n    n.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0;\n    t.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window,\n    document,'script','\/\/connect.facebook.net\/en_US\/fbevents.js');\n    fbq('init', '1047303935301449');\n    fbq('track', \"PageView\");\n    <\/script><\/p>\n<p>Sumber Refrensi Berita: CNNINDONESIA<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jakarta, CNN Indonesia &#8212; Pembiayaan kredit\u00a0Kendaraan Pribadi bekas\u00a0masih menggiurkan Sesuai ketentuan laporan perusahaan pembiayaan\u00a0Astra Credit&#8230;<\/p>\n","protected":false},"author":1,"featured_media":654,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"kia_subtitle":"","footnotes":""},"categories":[33],"tags":[],"newstopic":[],"class_list":["post-653","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otomotif"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - 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